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Debt
& Credit
Budget
And Budgeting - Creating a budget, or financial blueprint, is the first step in financial planning.
Credit
Practices That Impact Your Credit Score - Find out how having lots of
available credit or closing out accounts impact your credit standing.
Credit
Score And Interest Rates - Explains the
relationship between credit score and interest rates.
Divorce
- Your heart has now been broken, don't let it break your bank. Divorce
and finances.
Student
Loans - One of the most valuable investment, and most expensive with
be your education. Considerations one should take into account when
shopping for a student loan and the best way to pay them off.
Improving
Your Credit - There are many ways to repair your credit worthiness
beginning by making your payments on time. The following article covers
some of the ways you can repair your credit.
Money
Saving Tips - How many ways can you save money?
The sky's the limit.
Consolidate
Debt - Different ways to reduce your monthly
obligations.
Credit
Card Rate Hikes - Want to know why your rate
went up? Just read your contract.
Fico
Score - Covers what fico scoring is and how it impacts you.
Slash
And Burn Savings -
Facta
News
Old Debt
Statute
of Limitations
Debit Cards
Check
21
Credit
Report
ID
Theft
Skimming
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Phishing
- ID thieves newest method to scam consumers out of their account
information.
Skimming
Phishing Glossary - Offer definitions.
Pay
Off Bills - Find out the best way to pay down
your bills from paying off the highest interest rate debt first to paying
the small bills off and getting them out of the way.
Payday
Loan
- Payday loans are small short-term loans usually a week or two made
on post-dated checks.
Credit
Card Travel
- Offers tip when traveling overseas.
Debt
Settlement Vs Debt Consolidation - Which is best for you? Highlights
the differences between consolidating bills and debt settlement /
negotiation.
Keys
To Financial Security - Financial security
doesn't just happen, you have to make it happen. Covers insurance,
budgeting, planning, savings.
Negotiate
With Creditors - Credit problems. Deal directly with your creditors,
don't avoid them. You will be better off in the long run.
Reward
Cards - Offers tips on selecting the reward card that's right for you include airline credit cards, gas cards, travel rewards cards, and cash back credit cards.
Mortgage
Center - 
Offers a variety of mortgage related articles.
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Mortgage
Refinancing -
Are you a candidate? Who should and who
shouldn't consider...
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ARM
& Fixed Rate Mortgages - Compares ARMS and fixed rate
mortgages.
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Mortgage
Tips - Offers general info when shopping for a mortgage.
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Foreclosure
- Tips for dealing with lenders and creditors when facing forclosure.
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Debt
Consolidation Loan - Borrowing against your home? Article covers
pros and cons.
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Mortgage
Glossary - Terms related to the mortgage industry.
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Reverse
Mortgage - Allows you to borrow the equity out of your paid off
home to cover your living expenses. Loan does not have to be repaid.
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Mortgage
Fraud - Offers hints and tips for spotting
mortgage fraud and where to report it.
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Home
Equity Loans - Home equity loans are a great way to borrow at a lower rate and pay off higher rate debt like credit cards, but you are converting short term debt into long term debt and putting your house at risk in doing so.
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Consolidation
Loans - Is consolidating your debts right for you? Important
factors to consider before doing so.
Financial
Tools
Bankruptcy
Credit
Cards
Credit
Card - Secured & Unsecured - Information covering the differences
between secured credit cards and unsecured credit cards.
Credit
Card Blocking - What it is and how you can
minimize its impact.
Credit
Card Types - Which
kind of credit card is best for you: secured, reward, student prepaid.
Credit
Card Traps - What to consider when applying for
a credit card. There are many offers to choose from, but which is the
right one for you?
Conflicting
Credit Scores - The Vantage credit score is the credit bureaus rating system designed to compete with FICO. This is why there may be differences between your score online and what the lender has.
Credit
Acts -
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Debt Collection Act
- This act explains in layman's terms what a 3rd
party collector may and may not do when attempting to collect on a past
due debt.
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Equal Credit Opportunity
- We're all equal in the eyes of the law. This act
covers what factors credit grantors may and may not take into account
when extending credit.
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Credit Billing Act
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The credit billing act covers your rights as a consumer when dealing
with errors on your statement and your rights to dispute them.
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Credit Repair -
Got some dings on your credit report? Things you can and cannot do.
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Credit
Bureau - List contact information for the 3 major bureaus:
Equifax, Experian and Trans Union.
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Credit Reporting
-
This act covers how credit reporting agencies, ie. credit bureaus like
Experian, Trans Union and Equafax, may collect and disseminate credit
related information.
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