Debt Consolidation - Loans & Credit Card Bill - Debt Consolidation

Credit Repair Facts

Beware of offers to repair your credit, or restore it to perfect condition for a fee. There is no easy way to create a perfect credit file other than through responsible handling of credit such as paying bills on time, and repaying creditors as agreed. You should know that:

• Accurate negative items cannot be removed. 

• Bankruptcy information can be reported for up to 10 years 

• Lawsuits and judgments can be reported up to 7 years or until statute of limitations runs out. 

• There is no time limit when seeking employment with a salary of $75,000.00 or more. 

• Application for more than $150,000.00 worth of credit or life insurance has no time limit. 

Individuals or firms that offer to remove all negative items from your credit report are making a claim they honestly can not fulfill. They operate by disputing the negative credit items, which causes the agency to provide proof from the creditor that the debt is legitimate. During the dispute the negative items can not be reported. As soon as the item is verified the negative information is once again reported on your record. Don’t waste your money trying to clear up your credit report using dubious methods. 

Main Menu

Home Page

How We Help

Qualifications

Testimonials

FAQ

Free Quote

Tips

Reach Us

Articles

Debt & Credit
Facta News
Old Debt
Debit Cards
Statute Of Limitations
Check 21
Credit Report
ID Theft
Financial Tools
Bankruptcy
Credit Cards
Credit Acts